Privacy Policy
What does Alliance Catholic Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Payment history and purchase history
- Credit history and risk tolerance
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons ACCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Alliance Catholic Credit Union share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes
No
For our marketing purposes –
to offer our products and services to you
Yes
Yes
For joint marketing with other financial companies
Yes
Yes
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No
We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No
We don’t share
For nonaffiliates to market to you
Yes
Yes
For our affiliates to market to you
Yes
Yes
To limit our sharing
* Call 1-877-950-2228 – ask to speak to a Call Center Representative – or –
* Visit your local branch
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing
Questions?
Call toll-free 1-877-950-2228 or go to www.allianceccu.com.
Who we are
Who is providing this notice?
ALLIANCE CATHOLIC CREDIT UNION (ACCU)
What we do
How does ACCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide.
How does ACCU collect my personal information?
We collect your personal information, for example, when you:
- Open an account or apply for a loan
- Pay your bills or deposit money
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes, information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choice will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include financial companies, such as Commercial Alliance, Member First Mortgage, and nonfinancial companies, such as Member Driven Technologies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Non-affiliates we share with can include insurance companies, direct marketing companies, and credit reporting agencies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing entities include insurance companies and financial companies.