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Schedule of Fees

Alliance Catholic Credit Union operates under the philosophy of keeping our fees as low as possible. As a member-owner, we want you to have affordable access to the financial services you want and need.

As of May 2014

Regular Share Savings

Dormant Account Fee (per month after 12 months of inactivity-waived for members age 19 & under) $2.00 per month
Early Closure Fee (within the first 6 months) $15.00 per account
NSF Fee (Non-Sufficient Funds) - includes returned Electronic Funds Transfers, ATM transactions & withdrawals that exceed balance $30.00 per occurrence

Single Service Fee* (waived for members ages 19 & under)
* Waived when one or more of the following services are used within the same account number:

  • Checking Account with monthly activity and/or direct deposit
  • VISA Platinum or Business VISA Credit Card with monthly activity
  • Loan - including Mortgage, Home Equity, New/Used Vehicle, Boat and/or RV
  • Money Market Savings Account
  • IRA - any type
  • CD (Certificate of Deposit)
$4.00 per month

Checking Accounts

Alliance Checking Account FREE
ACCU Business Checking Account (formerly Essential Business, Advantage Business & Enterprise Business Checking) FREE
Balancing Account/Account Research $25.00 per hour
Checking Inactivity Fee (waived with monthly activity on Alliance Checking, ACCU Business Checking, and Parish Alliance Checking; waived for members ages 19 & under) $5.00 per month
Copy of Check $3.00 per check
Courtesy Pay Overdraft Protection $30.00 per occurrence
NSF Fee (Non-Sufficient Funds) - including returned or paid checks, Electronic Funds Transfers, ATM/Debit Transactions and withdrawals that exceed balance) $30.00 per occurrence
Parish Alliance Checking Account (formerly Parish Advantage Checking) FREE
Per Item Fee (ACCU Business Checking only) - after first 200 items per month $.50 per item
Stop Payment $30.00 per occurrence
Temporary Checks for ACCU $2.00 per page
Transfer to cover Overdrawn Checking $5.00 per transfer

Debit/ATM Fees

Balance Inquiries at ATMs FREE
Debit Card Signature-based "Credit" transactions FREE
Debit Card PIN-based "Debit" transactions FREE
Foreign Transaction Fee (based on transaction amount) 1% of transaction amt.
Reissue Personal Identification Number (PIN) $3.00 per PIN
Replacement Card $5.00 per card
Lost/Stolen Card $15.00 per occurrence
Withdrawals at ACCU & CO-OP Network ATMs - Unlimited & FREE FREE
Withdrawals at Non-ACCU & Non-CO-OP Network ATMs $1.00 per withdrawal

Miscellaneous Fees

Account History/Duplicate Statement Printing in a Branch $2.00 per page
Bill Pay FREE
Cashier's Check $5.00 per check
Check Cashing - ACCU Member FREE
Coin Processing Fee (waived for members ages 19 & under) 5% of Total
Deposit/Mortgage Verification Request $10.00 per request
Escheated Account $30.00 per account
Mailed Statement Copy Fee (per month - if not enrolled in E-statements - waived for members ages 19 & under and members ages 70 & better) $1.00 per month
Money Order $1.50 per item
Notary Service FREE
Online Banking & Mobile Banking App FREE
Over-the-Phone Transaction $3.00 per transaction
Returned Check (deposited into an ACCU account) $30.00 per item
Returned Mail Fee (charged each month we do not have a good address; charged to Savings) $5.00 per piece
Safe Deposit Box Fees:
    • 3 x 5 Box $25.00 per year
    • 5 x 5 Box $40.00 per year
    • 3 x 10 Box $50.00 per year
    • 5 x 10 Box $60.00 per year
    • 10 x 10 Box $105.00 per year
    • Drill Safe Deposit Box $200 per box
    • Replacement Key for Safe Deposit Box $15.00 per key
    • Safe Deposit Box Late Payment Fee (Begins one month from Due Date; per month until current) $5.00 per month
Signature Guarantee $10.00 per occurrence
Subordination Processing Fee $200.00 per mortgage
Tax Levy/Garnishment $50.00 per notice
VISA Gift Cards $3.00 per card
Wire Transfer - Domestic $25.00 per wire
Wire Transfer - International $50.00 per wire

Non-ACCU Member Fees

Cashing a Check Drawn on an ACCU Account $10.00 per check
Transaction fee to use an ACCU ATM for a Non-ACCU Member $2.50 per transaction

 

* All fees subject to change.