Home Equity Line of Credit

You Worked To Have a Nice Home.
Now Let It Work For You.

Whether it’s something you really need, or something you’ve been really wanting, a Home Equity Line of Credit (HELOC) can be the answer to your prayers. With a HELOC, you have the flexibility to use the money to fit your personal life situation. In addition to a great introductory rate, you enjoy:

Low variable interest rates*
Tax-deductible interest - consult your tax advisor**
Low monthly payments based on 1% of the balance***
Access to your line using personalized home equity checks, Internet Banking, or Phone Access

GOT A MINUTE? Start your application online and be on your way!

First Name*

Last Name*

Email*

Best time to reach you? (check all that apply)

Morning
Afternoon
Evening

Excellent, Name! Let's see what we can do...

How much do you need?*

Estimated Home Value

Current Mortgage Balance

Employer

Annual Income

Self-Employed?

Time at Employer

Are you a member of Alliance Catholic Credit Union?*
Yes No

Account Number

If you're not a member:

Address*

City*

State*

Zip Code*

Date of Birth (MM/DD/YYYY)*

Social Security Number

Phone Number*

Message/Notes

Terms and Conditions

Alliance Catholic Credit Union will contact you for additional information to best serve your financial needs. Alliance Catholic Credit Union may obtain a credit report in order to better identify areas in which you could receive better interest rates and potentially save money. All credit offers will be subject to credit score and complete analysis.

I agree to these Terms and Conditions *

You are all set! A representative from our team will reach out shortly to make sure you are completely taken care of.

Before you go, please take a minute to consider our Alliance Catholic Credit Union Visa Card.

If you're carrying a balance on a high-interest credit card, you can transfer your balance to us, and we WON’T CHARGE YOU A BALANCE TRANSFER FEE.

Enjoy competitive rates, mobile pay and terrific rewards.

Interested? Click the button. That's all you have to do. No extra questions. No wasted time. Nothing to lose.

I'm interested

That's it. That's all we need. Really.

Have 15-20 minutes available and want to complete a full application on your own?

Refinancing an existing HELOC?
Click Here

Applying for a brand new HELOC?
Click Here

*APR Refers to Annual Percentage Rate. Introductory APR of 2.99% is fixed for 12 months from the date of closing and variable thereafter. Variable APR is as low as .25% below Wall Street Journal Prime Rate with a minimum APR of 4.50%; current APR as low as 5.25% as of 3/21/2019. The maximum APR that can apply is 18.00%. Prime Rate is the highest Prime Rate reported in the Midwest Edition of the Wall Street Journal on the 25th day (or next business day) of the last month of the quarter, to be effective on the first day of the new quarter. Your rate will be based on your credit profile. Combined loan-to-value up to 90%. Rates apply to new lines only and may not apply to existing HELOC accounts. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice. An origination fee of $299.00 will be collected at the time of application. **ACCU wants you to make an informed decision and suggests that you visit the IRS website at www.irs.gov and/or check with your tax advisor concerning your tax credit qualifications. ***Payment is 1% of balance rounded to the next highest $100. Equal Housing Lender.

See current loan rates and disclosures