Take advantage of the equity in your home with a low rate HELOC.
Whether it’s something you really need, or something you’ve wanted to improve for a while, a Home Equity Line of Credit (HELOC) can be the answer to your prayers. With a HELOC, you have the flexibility to use the money to fit your personal life situation. In addition to a great introductory rate, you enjoy:
- Low variable interest rates‡
- Tax-deductible interest - consult your tax advisor**
- Low monthly payments
- Access to your line using Internet Banking, Phone Access or personalized home equity checks
GOT A MINUTE? Start your application online and be on your way!
‡APR Refers to Annual Percentage Rate. Home Equity Line Of Credit (HELOC) Special APR offer expires 12/31/2021. HELOC Special APR of as low as 2.99% is fixed for 24 months from the date of closing and variable thereafter. HELOC APR is variable and based upon an index plus or minus a margin. Variable APR is based on the highest Prime Rate reported in the Money Rates Section of the Wall Street Journal on the 25th day (or next business day) of the last month of the quarter, to be effective on the first day of the new quarter ("Index"), plus or minus a margin. Your rate will be based on your credit profile. Minimum APR is 4.50%; current APR as low as 4.50% as of 3/15/2020. The maximum APR that can apply is 18.00%. Combined loan-to-value up to 90%. Rates apply to new lines only and may not apply to existing HELOC accounts. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice. Origination fee of $299 will be collected at the time of application on all applications up to $100,000. Origination fee of $549 will be collected at the time of application on all applications over $100,000. ** Interest you pay on a loan that is secured by your primary residence may be tax deductible. Consult with a tax advisor to determine whether the interest you pay is eligible.