Personal and Business Credit Cards
Don’t have an ACCU credit card?
Now is your time to save!
An Alliance Catholic Credit Union Credit Card is the only one you need.
You’ll enjoy:
- 7.99% APR fixed rate balance transfer for NEW credit cards (within the first 90 days)* for the life of the balance transfer amount.
- 7.99% APR fixed rate balance transfer for EXISTING credit cards (offer expires March 31, 2024)** for 36 months.
- Rewards Option: Earn 1 point for every $1 spent on credit transactions. Hundreds of choices for redeeming points, including Travel, Merchandise, Gift Cards, Cash Back and even Charity options.
- No Annual Fee
- No Cash Advance Fees
- No Balance Transfer Fees
- EMV Chip Security with Contactless Payment
- Compatible with Apple Pay, Google Pay and Samsung Pay
- Access to your credit card information 24/7
GOT A MINUTE? Start your application online and be on your way!
*During the first 90 days following a NEW credit card account opening, qualifying balance transfers will be charged a fixed promotional rate of 7.99% APR for the life of the balance transfer account. Not available to existing Alliance Catholic Credit Union cardholders. Rates are subject to change at any time without prior notice.
**Promotional APR applies to balance transfers made from January 1, through March 31, 2024. 7.99% Balance Transfer offer is good for any existing Alliance Catholic Mastercard Credit Card with sufficient available credit to perform the transfer and only available to cardholders in good standing. After 36-month Promotional APR period, rate on any unpaid balances will be at the standard Balance Transfer variable APR disclosed in the credit card agreement, currently 13.75% to 24.25%, based on creditworthiness. Offer cannot be used to pay-off or pay-down an existing Alliance Catholic Credit Union Mastercard Credit Card or loan.
Except when the promotional rate applies, the Annual Percentage Rate (APR) when you open your account is based on your credit worthiness and is variable, based upon a margin plus index. Variable APR is based on the highest Prime Rate as published in the Money Rates section of the Wall Street Journal in effect on the last calendar day of each month (“Index”) plus our margin. The Index plus the margin equals the APR. Changes in the Index will cause changes in the APR on the 1st day of the billing cycle that immediately follows a change in the Index. Except when the promotional rate applies, current APR as low as 13.75% and REWARDS CARD APR as low as 15.25% as of 1/01/2024, and the maximum APR that can apply is 25.00%. Your payment due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your New Balance by the Payment Due Date. No minimum interest charge. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.
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