At Alliance Catholic Credit Union, we are inspired by our members and are trying to do all we can for our community during these trying times.
Many of us have an unforeseen expense right now. Whatever your situation, we have a few new options with special rates that may help:
- ‘Tis the season to start Christmas Shopping! With a maximum loan amount of $4,000, our Christmas Loan can make sure you check off everyone on your list. Plus, you’ll enjoy a rate as low as 4.00% APR for up to 12 months! §
- Break Away from high loan rates and put some distance between you and your next payment. You can Cut Your Interest Rate when you bring your car, truck or recreational vehicle loan to us and Pay as Little as you want or NOTHING AT ALL for the next three months.* Don’t let your vehicle loan break your back. Refinance with us today.
- Ditch Your Debt with a Helping Hand Loan. Trying to dig out from high interest loans and credit card debts can be overwhelming. We’re here to help. With rates as low as 5.99% APR** you can leave the past in the ditch and put yourself on a new road.
- A Home Equity Line of Credit special introductory rate as low as 2.99% APR‡ NOW fixed for 24 months.
- SAVE when you transfer balances to our Visa® Platinum Credit Card! By transferring your high rate credit card balances to an Alliance Catholic Credit Union Visa Platinum card. You’ll take advantage of a low, 2.99%APR* balance transfer rate on any transfers made between 8/3/2020 and 01/03/2021. †
Click the links below for details on all offers.
§ APR refers to Annual Percentage Rate. Offer expires 12/31/2020. 12 month term. Maximum loan amount is $4,000. APR = Annual Percentage Rate. All rates subject to change without notice. Existing ACCU loans are ineligible for promotional rates. Rates based on your credit bureau score. The rates listed above are for members who have excellent credit. Rates increase if there have been previous credit problems. Must be at 18 years of age to apply, must be in good standing with Alliance Catholic Credit Union and may not have an open loan in a modification/workout status through Credit Solutions. Restrictions may apply. One Christmas loan per account.
*The terms and conditions of your loan agreement will apply except that there will not be any payment required for approved requests during the deferral period set forth in the loan agreement. Finance charges will continue to accrue during the deferral period. If you purchased GAP overage with your loan, payment of claims may be affected. Refer to your GAP Agreement for coverage restrictions.
** Annual Percentage Rate. All rates subject to change without notice. Existing ACCU loans are ineligible for promotional rates. Rates based on your credit bureau score. Rate is for an Unsecured Loan Special; maximum credit limit $10,000. Other terms available at different rates. All loans are subject to approval and membership eligibility. Must be at 18 years of age to apply. Restrictions may apply.
‡APR Refers to Annual Percentage Rate. Home Equity Line Of Credit (HELOC) Special APR offer expires 11/30/2020. HELOC Special APR of as low as 2.99% is fixed for 24 months from the date of closing and variable thereafter.† APR refers to Annual Percentage Rate. 2.99% Promotional APR for 12 months. Thereafter, any unpaid balances will be at the standard cash advance APR. Any additional balance transfers, outside of the promotional APR, will be charged the standard cash advance APR, currently as low as 9.90% for new applicants. For existing Alliance Catholic Credit Union Visa Credit Card holders, you can find your cash advance rate by referring to your monthly statement or monthly e-statement at MyCardInfo under the Interest Charge Calculation section. 12 Month Promotional APR is applied individually, starting on the date of each separate balance transfer during the promotional period. We will be charging interest on balance transfers on the transaction post date. Interest on balance transfers accrues daily. Interest begins accruing at the standard cash advance APR, on any unpaid balances after the 12 month promotional offer ends. Penalty Fee for Late Payment and Returned Payment up to $30.00. The minimum Visa credit limit is $500 for new cardholders. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Protection Bureau at: https://www.consumerfinance.gov/learnmore.