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Go to main content Alliance Catholic Credit Union
Apply for an Alliance Catholic Credit Union Loan   Join Alliance Catholic Credit Union

Loan Rates

Auto Loans
Effective Date: 06/06/2016
Model YearsTermFixed APR as low as*Ready to Apply?
2015 & Newer

Up to 48 Months (1)

1.79% Apply Now!
2015 & Newer

Up to 66 Months (2)

1.89% Apply Now!
2015 & Newer

67 to 84 Months**(3)

2.29% Apply Now!
2010 - 2014

Up to 60 Months (4)

1.99% Apply Now!
2010 - 2014

61 to 72 Months**(5)

2.99% Apply Now!
2009 & Older

Up to 60 Months (6)

5.79% Apply Now!
Classic Vehicles

Up to 84 Months (7)

3.99% Apply Now!
Classic Vehicles

85 - 180 Months***(8)

4.99% Apply Now!
*Annual Percentage Rates (APR) are based on members' credit profile. All loans are subject to approval and membership eligibility. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice. Existing ACCU loans are ineligible for promotional rate. **Term available to qualified borrowers only. ***Terms require a $25,000 minimum loan amount. (1) 48 monthly payments of $21.60 per $1,000 borrowed. (2) 66 monthly payments of $15.96 per $1,000 borrowed. (3) 67 monthly payments of $15.91 per $1,000 borrowed. (4) 60 monthly payments of $17.52 per $1,000 borrowed. (5) 72 monthly payments of $17.69 per $1,000 borrowed. (6) 60 monthly payments of $19.24 per $1,000 borrowed. (7) 84 monthly payments of $13.66 per $1,000 borrowed. (8) 180 monthly payments of $7.90 per $1,000 borrowed.

Share Secured & Tuition (K-12) Loans
Effective Date: 10/01/2015
Loan TypeTermAPR*Ready to Apply?
Share Pledge*** Up to 60 Months Share rate + 3.50% Apply Now!
Credit Builder** Up to 12 Months (1) 4.00% Apply Now!
Certificate of Deposit (CD) Pledge Based on CD terms CD rate + 3.50% Apply Now!
Tuition Loan Up to 12 Months (1) 4.00% Apply Now!
*Annual Percentage Rate (APR). All loans are subject to approval and membership eligibility. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice.  **Credit Builder: maximum loan amount is $2,000. Funds are not disbursed at the time of closing and will become available as principal payments are made to the loan balance. All loans are subject to approval and membership eligibility. Must be at 18 years of age to apply, must be in good standing with Alliance Catholic Credit Union and may not have an open loan in a modification/workout status through Credit Solutions. Restrictions may apply.***Maximum loan amount is $10,000. (1) 12 monthly payments of $85.15 per $1,000 borrowed.

RVs & Trailers
Effective Date: 10/01/2015
Model YearsTermFixed APR as low as*Ready to Apply?
2015 & Newer

Up to 60 Months (1)

2.99% Apply Now!
2015 & Newer

61 to 96 Months (2)

3.49% Apply Now!
2015 & Newer

97 - 120 Months (3)

3.99% Apply Now!
2015 & Newer

121 to 180 Months (4)

4.69% Apply Now!
2015 & Newer

181 to 240 Months (5)

4.99% Apply Now!
2014 & Older

Up to 60 Months (6)

3.99% Apply Now!
2014 & Older

61 to 96 Months (7)

4.99% Apply Now!
2014 & Older

97 to 120 Months (8)

5.99% Apply Now!
2014 & Older

121 to 180 Months (9)

6.49% Apply Now!

*Annual Percentage Rates (APR) are based on member's credit profile. Existing ACCU loans are ineligible for promotional rate. All loans are subject to approval and membership eligibility. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice. (1) 60 monthly payments of $17.96 per $1,000 borrowed. (2) 96 monthly payments of $11.95 per $1,000 borrowed. Terms require a $12,500 Minimum loan amount. (3) 120 monthly payments of $10.12 per $1,000 borrowed. Terms require a $12,500 Minimum loan amount. (4) 180 monthly payments of $7.75 per $1,000 borrowed. Terms require a $25,000 minimum loan amount. (5) 240 monthly payments of $6.59 per $1,000 borrowed. Terms require a $75,000 minimum loan amount. (6) 60 monthly payments of $18.41 per $1,000 borrowed. (7) 96 monthly payments of $12.66 per $1,000 borrowed. Terms require a $12,500 minimum loan amount. (8) 120 monthly payments of $11.10 per $1,000 borrowed. Terms require a $25,000 minimum loan amount. (9) 180 monthly payments of $8.43 per $1,000 borrowed. Terms require a $50,000 minimum loan amount.  

Home Equity Line of Credit
Effective Date: 10/01/2015
Loan-to-Value (LTV)APR as low as*Maximum APRReady to Apply?
Up to 90.00% .25% below Prime** 18.00% Apply Now!
*APR is as low as .25% below Prime Rate. Annual Percentage Rate (APR) is as low as .25% below Prime Rate with a floor of 4.50%. The maximum APR that can apply is 18.00%. **Prime rate is the highest prime rate reported in the Midwest Edition of the Wall Street Journal on the 25th day (or next business day), of the last month of the quarter, to be effective on the first day of the new quarter. All loans are subject to approval and membership eligibility. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice.

Signature Loans & Overdraft Protection Line of Credit
Effective Date: 09/06/2016
Loan TypeTermFixed APR as low as*Ready to Apply?
Signature Loan Special

Up to 48 Months (1)**

4.99% Apply Now!
Signature Loan Special

Up to 60 Months (2)**

5.99% Apply Now!
Signature Loan

12 to 60 Months (4)

7.50% - 11.50% Apply Now!
Overdraft Protection Line of Credit

Revolving (5)

15.00% Apply Now!
*Annual Percentage Rates (APR) are based on member's credit profile. Existing ACCU loans are ineligible for promotional rate. All loans are subject to approval and membership eligibility. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice. 1. 48 monthly payments of $22.75 per $1,000 borrowed. 2. 60 monthly payments of $19.33 per $1,000 borrowed. 3. 60 monthly payments of at least $20.04 but no more than $21.99 per $1,000 borrowed depending on approved rate. 4. Maximum credit limit of $5,000. **Maximum credit limit of $10,000.

Home Improvement Loan
Effective Date: 09/06/2016
Loan TypeTermFixed APR as low as*Ready to Apply?
Home Improvement Loan

up to 60 months (1)

5.99%^ Apply Now!
^Annual Percentage Rates (APR) are based on memberís credit profile. All loans are subject to approval and membership eligibility. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice. Maximum loan amount $15,000. 1. 48 monthly payments of $23.48 per $1,000 borrowed.

Boats & Watercraft
Effective Date: 10/01/2015
Model YearsTermFixed APR as low as*Ready to Apply?
2015 & Newer

Up to 60 Months (1)

2.99% Apply Now!
2015 & Newer

61 - 96 Months *(2)

3.49% Apply Now!
2015 & Newer

97 to 120 Months**(3)

3.99% Apply Now!
2015 & Newer

121 to 180 Mos ***(4)

4.99% Apply Now!
2014 & Older

Up to 84 Months (5)

3.99% Apply Now!
2014 & Older

85 to 180 Months****(6)

5.99% Apply Now!

*Annual Percentage Rates (APR) are based on member's credit profile. Existing ACCU loans are ineligible for promotional rate. All loans are subject to approval and membership eligibility. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice.*Terms require a $12,500 Minimum loan amount. **Terms require a $15,000 minimum loan amount. ***Terms require a $25,000 minimum loan amount. **** Terms require a $25,000 minimum loan amount. 1. 60 monthly payments of $17.74 per $1,000 borrowed. 2. 96 monthly payments of $13.15 per $1,000 borrowed. 3. 120 monthly payments of $11.13 per $1,000 borrowed. 4. 180 monthly payments of $7.90 per $1,000 borrowed. 5. 84 monthly payments of $13.44 per $1,000 borrowed. 6. 180 monthly payments of $8.17 per $1,000 borrowed. 

Motorcycles, Snowmobiles & ATVs
Effective Date: 10/01/2015
Model YearsTermFixed APR as low as*Ready to Apply?
2015 & Newer

Up to 60 Months (1)

2.49% Apply Now
2015 & Newer

61 - 84 Months (2)

2.99% Apply Now!
2015 & Newer

85 - 144 Months (3)

5.49% Apply Now!
2014 & Older

Up to 84 Months (4)

3.49% Apply Now!
2014 & Older

85 to 144 Months***(5)

5.99% Apply Now!

*Annual Percentage Rates (APR) are based on member's credit profile. Existing ACCU loans are ineligible for promotional rate. All loans are subject to approval and membership eligibility. Rates, terms and conditions are set by the Board of Directors and are subject to change without notice. ***Terms require a $25,000 minimum loan amount. 1. 60 monthly payments of $17.74 per $1,000 borrowed. 2. 84 monthly payments of $13.44 per $1,000 borrowed. 3. 144 monthly payments of $9.88 per $1,000 borrowed. 4. 84 monthly payments of $13.44 per $1,000 borrowed. 5. 144 monthly payments of $9.75 per $1,000 borrowed.

 

 

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