ID Theft: Protect Yourself
Solving problems caused by Identity Theft can be time-consuming and frustrating, and most victims don't know where to start. These cases can be resolved by being assertive, organized and knowledgeable about your legal rights. That's why Alliance Catholic Credit Union created this Identity Theft Toolkit to easily access resources from the Federal Trade Commission (FTC) to assist you in resolving disputes related to identity theft and asserting your legal rights.
FTC Contact Information
For questions or additional assistance related to the resources located in this Toolkit, please contact:
Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580
Toll-free Identity Theft helpline: 1-877-ID-THEFT (1-877-438-4338) TTY: 1-866-653-4261
Victims' Statement of Rights:
Several federal laws protect victims of identity theft. Click here for the FTC summary of the ID theft victim's legal rights under federal law.
ID Theft Complaint Form:
This document can be used in conjunction with a police report to create an Identity Theft Report that will help victims recover more quickly. An Identity Theft Report can be used to block fraudulent information from appearing on your credit report and to insure these debts do not reappear on your credit report. The report can also prevent a company from continuing to collect debts that result from identity theft or selling them to others for collection. The FTC has created an online six step process to submit your complaint form.
Click here to access the Complaint Assistant.
ID Theft Affidavit:
This may be required for a variety of reasons, including absolving you of the debt when an identity thief opens a new account in your name, or to obtain applications or other records from a company the identity theft did business with.
Click here for affidavit.
ID Theft Sample Letters
Credit Reporting Agencies
OnGuardOnline.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information. The Federal Trade Commission (FTC) maintains OnGuardOnline.gov with significant contributions from partners such as the U.S. Department of Justice, Department of Homeland Security, the Internal Revenue Service, United States Postal Inspection Services and many other government and private agencies. They have created three short, entertaining videos on a new identity theft scam called "phishing."
Click here to view and learn more.