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HOW TO OBTAIN YOUR FREE CREDIT REPORT

Alliance Catholic Credit Union encourages everyone to obtain a copy of their free credit report by visiting AnnualCreditReport.com The only source for your free credit reports. Authorized by Federal Law. The secure site will ask for pertinent information such as name, address, social security number and general knowledge of past and current debtors/debts.

Please note that the three credit bureaus (Experian, Equifax & TransUnion) provide one FREE credit report each, once a year, but retain the option to charge for a credit score. Purchasing your credit score can be helpful, but is not required.

You may also choose to request ONE bureau’s report at a time. This allows you to stagger requests for different credit bureau's reports after four months and again after eight months. It can be a good strategy for keeping a closer eye on your credit over the course of the year.

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